It’s the day after I closed on my Re-Fi and I still can’t believe it! I was contacted by a bank and after looking at my file, they said I needed to get a co-signer! I forgot about doing it until I got a call from Tony. He looked everything over and thought it was doable. They put Tony through the wringer. No matter what we gave them, they wanted more. Finally, they ran out of things to ask us and said YES! If anyone but Tony had called me I would not of had the same result. I will be forever grateful!!